Required documents for mortgage applications
The following is a list of the usual documents that may be required with your Florida mortgage application (depending upon the Florida mortgage program chosen).
- Address verification
- I.D. verification
- Proof of income, pay slips or accounts (not required for ‘Stated Income’ Loans)
- Previous six months bank statements
- Signed copy of the sales purchase contract
- Appraisal Report ( valuation )
- Existing credit history i.e. mortgage payments, loans, credit cards
- Proof of deposit funds ( savings accounts, current account )
Acceptable forms of Address Verification:
- Mortgage or loan statements
- Utility bill
- Council tax bill
- Bank Statement
- Credit Card Statement
Acceptable forms of I.D. verification:
- Valid full passport
- Current drivers licence
Additional documents may be required depending upon the mortgage product chosen.
